By Vernalee Being broke is not a good feeling. Raise your hand if you agree! In fact, can I get an Amen? But being broke can be your...

By Vernalee Are you a risky daredevil or do you take calculated steps? It is better to be safe than sorry! Agreed? An associate recently...

By Vernalee Hold on! Wait a minute! Give me some time to catch up. There is only so much that I can do in a day. Admittedly, I am capable...