By Vernalee Want to go shopping anyone? When you go to the stores, be prepared. Have a plan. Smart shopping requires research, skills,...

By Vernalee Raise your hand (nobody is looking), if you know what it's like to live from check to check? No shame … hey, times are...

By Vernalee Considered NBA"s greatest player, Michael Jordan once stated “I’ve missed more than 9000 shots in my career. I’ve lost almost...